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Thursday, April 28, 2022

best credit card in india with no annual fee

      best credit card in india with no annual fee 

1. HSBC Visa Platinum credit card

the HSBC Visa Premium credit card yield benefit that extend beyond the no annual fee incentive. if you frequently swipe a card for travelling, dining, and online shopping purposes, is just the right card  you. 

as part of their welcome , the bank offers an Amazon voucher worth ₹500 on a transaction starting ₹500 within 30 days of card issuance.  you're a shopping and networking buff, it's expected that you'll make at least 5 transaction in two month. in this case,  bank offer a generous 10% cashback (up to ₹2,000) on ₹10,000 and more. 

that's not all. for movie enthusiasts  can't resist the theatre aura, the salted popcorn, and the chilly soda,offers vouchers worth ₹500 on ₹50,000 spent   (₹3,000 per cardholder per year). 

2.  Fortune Gold card

primarily structured the Indian entrepreneurial community,   Gold credit card is a zero annual fee and interest-free cash withdrawal card, with feature that are difficult  down. 

sign up for a Fortune Gold card  avail  following benefit: 

cash withdrawal permitted up to 50% of the limit

fuel surcharge waiver  transactions between ₹500-₹3,000

4 free  tickets (applicable for 3 months) or ₹750 Cashback spending ₹1,50,000 per year

on account of theft, claim insurance against ₹50,000 against misuse  to 7 

outstation cheque processing fee, charge slip request, machine surcharge   all waived

3. Axis Bank Insta Easy credit card

 Axis Bank Insta Easy credit card is a 0 annual fee - 0 joining fee credit card individual having a minimum fixed deposit (FD) of ₹20,000 in Axis Bank. 

let's look at their offerings: 

100% cash withdrawal permitted up to  credit limit

set your own credit limit, with the maximum touching 80% of  FD limit

1% fuel surcharge waiver on fuel transaction between ₹400-₹4,000

15% dining discounts at select restaurants

in case of theft , the bank replaces the card with no replacement  credit card benefit and protection work best for first-time users (18+) with  credit histories.

4. SBI Card Unnati

Unnati, meaning progres, is what promote with their credit card offering.   4-year zero annual fee,  has taken extra steps to make this card function as a  mode of payment. 

SBI Card Unnati has the following features:

earn 1 Reward on every ₹100 spent

1% fuel surcharge waiver for transactions between ₹500-₹3,000

spend ₹50,000 annually and earn ₹500 cashback

make any purchase above ₹2,500 using this card unlock  opportunity of converting credit card transactions into  (flexipay)

the bank offers a 25 day interest-free credit period  retail purchases along with the option to withdraw cash up to 80% of the total credit limit

the card is issued on one eligibility: hold an FD   worth ₹25,000 or more.

5. ICICI Bank Platinum Chip credit card

the ICICI Bank Platinum Chip credit card is best suited  individual who step out occasionally for recreation wining and dining. leveraging upon its 0 joining and annual fees policy, card offer the following advantage: 

avail 15% discount on 2500 restaurants operating in 12 major cities with   Bank culinary treats programme

1% fuel surcharge waiver (maximum ₹4000) at  pump

2 payback point on every ₹100 retail purchase (minus fuel)

earn 1 payback point on every ₹100 spent on and insurance purchases

enhanced embedded microchip security   counterfeiting issues

eligibility: age 23+

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