best credit card in india with no annual fee
1. HSBC Visa Platinum credit card
the HSBC Visa Premium credit card yield benefit that extend beyond the no annual fee incentive. if you frequently swipe a card for travelling, dining, and online shopping purposes, is just the right card you.
as part of their welcome , the bank offers an Amazon voucher worth ₹500 on a transaction starting ₹500 within 30 days of card issuance. you're a shopping and networking buff, it's expected that you'll make at least 5 transaction in two month. in this case, bank offer a generous 10% cashback (up to ₹2,000) on ₹10,000 and more.
that's not all. for movie enthusiasts can't resist the theatre aura, the salted popcorn, and the chilly soda,offers vouchers worth ₹500 on ₹50,000 spent (₹3,000 per cardholder per year).
2. Fortune Gold card
primarily structured the Indian entrepreneurial community, Gold credit card is a zero annual fee and interest-free cash withdrawal card, with feature that are difficult down.
sign up for a Fortune Gold card avail following benefit:
cash withdrawal permitted up to 50% of the limit
fuel surcharge waiver transactions between ₹500-₹3,000
4 free tickets (applicable for 3 months) or ₹750 Cashback spending ₹1,50,000 per year
on account of theft, claim insurance against ₹50,000 against misuse to 7
outstation cheque processing fee, charge slip request, machine surcharge all waived
3. Axis Bank Insta Easy credit card
Axis Bank Insta Easy credit card is a 0 annual fee - 0 joining fee credit card individual having a minimum fixed deposit (FD) of ₹20,000 in Axis Bank.
let's look at their offerings:
100% cash withdrawal permitted up to credit limit
set your own credit limit, with the maximum touching 80% of FD limit
1% fuel surcharge waiver on fuel transaction between ₹400-₹4,000
15% dining discounts at select restaurants
in case of theft , the bank replaces the card with no replacement credit card benefit and protection work best for first-time users (18+) with credit histories.
4. SBI Card Unnati
Unnati, meaning progres, is what promote with their credit card offering. 4-year zero annual fee, has taken extra steps to make this card function as a mode of payment.
SBI Card Unnati has the following features:
earn 1 Reward on every ₹100 spent
1% fuel surcharge waiver for transactions between ₹500-₹3,000
spend ₹50,000 annually and earn ₹500 cashback
make any purchase above ₹2,500 using this card unlock opportunity of converting credit card transactions into (flexipay)
the bank offers a 25 day interest-free credit period retail purchases along with the option to withdraw cash up to 80% of the total credit limit
the card is issued on one eligibility: hold an FD worth ₹25,000 or more.
5. ICICI Bank Platinum Chip credit card
the ICICI Bank Platinum Chip credit card is best suited individual who step out occasionally for recreation wining and dining. leveraging upon its 0 joining and annual fees policy, card offer the following advantage:
avail 15% discount on 2500 restaurants operating in 12 major cities with Bank culinary treats programme
1% fuel surcharge waiver (maximum ₹4000) at pump
2 payback point on every ₹100 retail purchase (minus fuel)
earn 1 payback point on every ₹100 spent on and insurance purchases
enhanced embedded microchip security counterfeiting issues
eligibility: age 23+
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