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Thursday, April 28, 2022

how to get subsidy on own house pradhan mantri awas yojana


how to get the subsidy on own house pradhan mantri awas yojana 

 Pradhan Mantri Awas Yojana Gramin  and Loan Limit

Eligible beneficiaries in the  list may avail of loans up to Rs. 70,000 from the financial institutions along with the subsidy on interest at the rate of 3%.  maximum principal amount for the same is capped at a Rs. 2,00,000 while the maximum subsidy is Rs. 38,359 for  which is. The cost of the unit is shared in the ratio of 60:40 between the Centre and State Governments for areas in the plain, i.e. Rs. 1.20 support for ever  In Himalayan and northeastern States along with the Union Territory of  and Kashmir, this ratio goes up  90:10 with up to Rs. 1.30  support for every unit.


The Centre offers 100% financing in the case  (Union Territories) inclusive of  list Beneficiaries receive Rs. 90.95 each day in courtesy of . Beneficiaries are also identified  parameters from the-Economic and Caste Census) and verification is done by the Gram . Support is given up to Rs. 12,000 building toilets under the Bharat Mission-G scheme in collaboration with other schemes including . Payments  directly and electronically disbursed to the post office and bank accounts linked with .


Eligibility for Availing Loan Under 

The eligibility requirements are  following-

●       Homeless families

●       Those with homes having 0/1/2 room with   and Wall

●       Households without adult  members of 16-59 year

●       Households without literate adult above the age  25

●       Households without adult members between 16-59 year  age


●       Homes without able-bodied members/with disabled member

●       Scheduled Tribe, Scheduled Case, Other  Minorities

●       Landless households earning income from work

Candidates with , fishing boats and agriculture equipment not be eligible along with those possessing Credit Card) with limit higher than/equal to Rs. 50,000. If the household has least a single member employed with the Government or earning in excess of Rs. 10,000 every month any individual pay income tax/professional tax or own a refrigerator/landline phone connection, then eligibility will not  there.

 Documents Required

●       Consent document for using on beneficiary’ behalf

●        number

●      -registered job card number

●       Bank account information

●       ( Bharat Mission) number

Registration/Adding of Beneficiary

●       Visit the official -G website.

●       Fill up details needed including mobile phone number, gender number.


●       Upload consent form using the number.

●       Click on Search for finding ID, beneficiary’s  priority.

●       Click Select to Register.

●       The details of the beneficiary will be generated and  automatically.

●       The remainder may be filled up including type of ownership, number, relation so on.

●       You should upload the consent form needed for using an  number on  beneficiary’s behalf.


●       Add beneficiary account details  necessary field thereafter including bank account number and name.

●       If the beneficiary wishes to take a loan, choose and enter the required amount.

●       Enter  job card number  number.

●       The next section will have to be filled up  the officer concerned.

The  will help in creating the beneficiary list while  beneficiaries will get priority thereafter once making it to the list. The list will then be dispatched to Gram  for verification followed  the creation of the final list and publishing of the same. The annual lists will be created thereafter.  is the entire procedure for obtaining a home under 


Disclaimer: No Deccan Chronicle journalist was involved in creating this  group also takes no responsibility for this 


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